About
I'd rather tell you the truth than tell you yes.
I'm Erika Sanchez, a mortgage loan originator with Barrett Financial Group, licensed in Arizona and California. My job is to get you the right loan — and to tell you plainly when the timing or the numbers aren't in your favour.
across hundreds of closings
fast, on time, no surprises
verified on Google
How I work
A mortgage is the biggest cheque most people ever sign
It deserves more than a rate quote and a portal login. Markets shift, programs change, and guidelines that were true last quarter may not be true now. That's exactly why you want a person, not a website.
My goal is to make sure you make the right choice for your family. That means explaining the trade-offs in plain language, showing you the maths behind the recommendation, and being honest when waiting or doing nothing is the better move. I'd rather lose one transaction than have a client end up in a loan that didn't serve them.
After you apply, you get a phone call from me — not a form letter. We walk through your numbers together, in English or in Spanish, and you'll know exactly where you stand before anything moves forward.
What you can expect
Four things I hold myself to
You get a real person
Same-day responses, including weekends when you're under contract. A buyer who can't reach their lender loses houses.
You close on time
My clients average a ten-day close. That happens because documents get chased early, not because we hope for the best.
You get it in writing
Costs, rate, monthly payment, break-even. Nothing important gets communicated verbally and then forgotten.
You get the honest answer
Including "not yet" and "that program isn't right for you." A loan you regret isn't a win for either of us.
Barrett Financial Group
Broker access, personal service
Barrett Financial Group is a mortgage broker, not a single-product bank. That distinction matters more than most borrowers realise: a retail bank can only offer you its own loans, so if you don't fit their box, the answer is no. As a broker I can shop dozens of lenders with different guidelines and pricing.
Practically, that means a "no" somewhere else is often a "yes" here — for self-employed borrowers, for investors, for anyone whose income doesn't arrive as a tidy W-2. And it means I can put competing offers side by side and pick the one that genuinely costs you least.
- NMLS #181106 · headquartered in Chandler, Arizona
- Access to conventional, government, jumbo and non-QM lenders
- Programs for self-employed and investment borrowers
- Equal Housing Opportunity · Equal Housing Lender
Where to find me
6751 N Sunset Blvd, Suite 430
Glendale, AZ 85305
NMLS 1660705 · AZ & CA
Se habla español
Let's talk about what you're trying to do
No obligation and no credit check. Just a conversation about where you are and what's actually possible.