No obligation · No credit check
Tell me who you are and I'll take it from here.
Two ways to work together. Pick the one that fits and you'll hear from me personally within one business day.
For homebuyers & homeowners
Know exactly what you qualify for, in about 10 minutes.
Fill this out and I'll call you personally to walk through your numbers, the programs you qualify for, and what your monthly payment actually looks like. In English or in Spanish.
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01
You send this form
Six quick questions. Nothing here affects your credit score.
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02
I call you within one business day
We review your budget, your timeline, and every program you're eligible for.
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03
You get a pre-approval letter
Shop with confidence and make offers sellers take seriously.
Start your application
Takes about two minutes. No obligation.
Common questions
Before you apply
Does this affect my credit score?
No. This form is an enquiry, not a credit application. Nothing is pulled until you and I have spoken and you tell me you want to move forward with a full application.
How much do I need for a down payment?
Less than most people expect. Conventional loans can start at 3% down, FHA at 3.5%, and VA and USDA loans can go to zero down if you're eligible. Arizona also has down payment assistance programs that can cover part of the cost. We'll figure out which of these fits you on our call.
I'm self-employed — can I still qualify?
Yes. Beyond standard documentation there are bank-statement and profit-and-loss programs built specifically for self-employed borrowers and business owners. Bring me your situation and I'll tell you honestly what's realistic.
¿Puedo hacer todo el proceso en español?
Por supuesto. Atiendo a mis clientes en español de principio a fin, incluyendo la llamada inicial, la documentación y el cierre. Solo elige "Español" en el formulario.
How fast can you close?
My clients average a ten-day close. That depends on how quickly documents come back and on the appraisal and title timeline, but a fast, clean close is the standard I hold myself to.
For real estate professionals
A lending partner your clients will thank you for.
You've earned the client. My job is to protect that relationship — with a clean file, a fast close, and a phone that gets answered. Let's build a referral partnership that makes you look good.
24-hour pre-approvals
Send me a buyer on Friday and they're shopping with a letter by Monday. Weekend calls included.
Weekly pipeline updates
You never have to chase me for a status. Every file in progress, updated to you every week.
Co-branded marketing
Listing flyers, payment breakdowns, and open-house collateral with your name and photo on them.
Joint open houses
I show up. On-site pre-qualification turns walk-through traffic into real, financeable offers.
Become a referral partner
Tell me about your business and I'll set up a 15-minute intro call.
What agents ask
Working together
How quickly do you respond to my buyers?
Same day, including weekends. A buyer who can't reach their lender is a buyer who loses the house, and that reflects on you, not just on me.
Do you pay for referrals?
No, and neither do you. Paying for referrals of settlement-service business is prohibited under RESPA Section 8. What I offer instead is service that makes your clients happy and marketing we can legitimately share the cost of.
Can you help with my Spanish-speaking clients?
Yes — the entire process, from the first call through closing, in Spanish. Disclosures, timelines, payment breakdowns, all of it explained clearly.
What areas do you cover?
I'm licensed in Arizona and California. Most of my volume is the Phoenix metro — Glendale, Peoria, Surprise, Goodyear, Buckeye, Scottsdale and the West Valley — plus California purchases and refinances.
Rated 5.0 on Google · $350M+ funded · Licensed in Arizona & California